Insurance Bad Faith

If you have suffered any economic distress because your insurance company has refused to make a payment for something that was covered under the terms of your policy, you may be entitled to sue the insurer for extra contractual damages.

Regardless as to whether the damage to your home or office was caused by a fire, flood, tornado, or windstorm, if the terms of your policy indicate the insurance company was responsible for making restitution for repairs or replacements, and it failed in its duty to do so, it is possible they have committed an act of bad faith.

Insurance bad faith is a serious and all-too-common occurence, as policyholders who are denied legitimate claims lose millions upon millions of dollars every year. If skilled and relentless attorneys do not work to hold the insurance companies accountable through the justice system, the epidemic will only worsen.

Some examples of insurance bad faith appear below. However, this list is not an exhaustive one, so we encourage you to e-mail Ms. Streater if you suspect your insurer has acted in an unfair or unscrupulous manner.

• Any improper denial of property damage claims;
• Any improper denial of homeowner's insurance claims;
• Any improper denial fire and/or arson claims;
• Any improper denial of hail damage claims;
• Any improper denial of uninsured and/or underinsured motorist claims;
• Any improper delay or denial of life insurance claims;
• Any unfair claim settlement, delay tricks and/or tactics, or request for excessive documentation;
• Any act of extra-contractual and/or bad faith insurance practices;
• Any improper denial of coverage and/or refusal to defend policyholder.

Ms. Streater will be happy to review your policy -- as well as the bills you have incurred for damages to your property -- and provide an assessment as to your best course of action.